Often times, it is crucial to know how much balance is there in your account. This happens whenever you want to make any payment to someone or thinking of any new purchase. It is always helpful to check bank balance quickly & without juggling through the online banking websites.
Below are many simple ways to check your account balance easily for all major banks such as HDFC, ICICI, SBI, PNB, Axis Bank, Kotak Mahindra, IDBI & Bank of India etc.
FinArt App for Account Balance
This is the simplest and most effective method to know the account balance of all your bank accounts. This simple and powerful app works based on SMS delivered to your phone and reads the balance from last transaction. There is also an option to refresh balance if your last transaction is very old. Whats more it gives a live status of your account as soon as you make any activity so that you always stay updated of your balance. It also shows the pending credit limit of your credit cards in order to make that crucial purchase decision.
Login to online banking website of your bank. If you are not aware of your login ID or password, then visit the branch to get one. You will need to login within few days of receiving the temporary password or it will get expired. Change your password immediately upon first login. Online banking gives you option to make transactions as well as check your account balance. Be careful to not use the online banking on public computers and do not share your login-ID or password with anyone.
Most of the banks provide an easy method to know the bank balance, mini statement etc. by sending an SMS or giving a missed call from your registered mobile number. Use the following format for some of the leading banks.
To Check HDFC Bank Balance: SMS “BAL”to 567612 or give a missed call to 1800-270-3333
To Check ICICI Bank Balance: SMS “IBAL <last 6 digits of account no.>” to 9215676766
To Check Axis Bank Balance: Give a missed call to 1800 419 5959
To Check IDBI Bank Balance: Give a missed call to 1800 843 1122
To Check PNB Bank Balance: Give a missed call to 1800 180 2223
Above are the simplest method to know your account balance from home. Otherwise you can also visit an ATM or visit your bank to know the latest status. You can also download the mobile app of your respective bank. But again, it is better to use a single & secure app such as Finart to know all your bank accounts balance and credit cards available limit.