There are many occasions when you may want to know your State bank of India (SBI) bank balance. For e.g you may want to make sure that you have sufficient balance to cater to your scheduled auto debits or someone might have deposited money in your account and you just want to make sure its credited in your account. The days are gone when you had to visit SBI branch or ATM to check SBI account balance, now with mobile phones everything (including account balance) is available on your tips.
SBI has been traditionally known to provide legacy systems and leaving the needs of digital savvy customers. unaddressed. But in recent year, SBI has been adopting latest and relevant tools to offer excellent customer service. SBI toll-free balance enquiry is one of the easiest and quickest methods to check your SBI account balance without visiting your SBI branch or ATM.
SBI enquiry using toll free number
SBI has setup a state-of-the-art IVRS system to provide key services from the comfort of your home. IVRS enables you to use a toll free number to avail multiple services including account balance enquiry. To use the IVRS service to check your account balance, you can follow either of these 2 options:
1. Give a missed call to 09223766666 from your mobile number which is registered for this service.
2. Send a SMS in following format to 09223766666 from your mobile number which is registered for this service.
SMS Format: ‘BAL’
SBI will send a SMS with account balance information to your registered mobile number.
If you are not sure if your mobile number is registered for toll-free service, you can check it by simply dialing 09223766666 number. If your number is registered, then you will receive your account balance information in a SMS otherwise your call will be simply ignored by the IVRS system. You can register your mobile number by following simple one time registration process. You just need to send SMS ‘REG<space>Account Number’ to 09223488888 e.g. REG 2233445566
Check bank balance using ATM
Apart from toll-free service, you can also check your account balance using your ATM-cum-debit card. You need to visit a State Bank of India ATM and follow these steps:
Swipe the SBI ATM-cum-debit card
Enter your 4-digit ATM PIN
Choose the “Balance Enquiry” option
ATM will display the account balance on screen and also provide a print option so you can take it for your record. You can also visit non-SBI or other bank’ ATM service to check your account balance. But please note that RBI has limited the total number of free transactions per ATM/debit card. Balance enquiry is also counted as one transaction towards this limit. If you cross this monthly limit of free transactions, you will have to pay transaction charges. The number of transactions is inclusive of the ones you carry out at any ATM whether it is an SBI or a non-SBI bank ATM. This is one of the main reasons why you should do your balance enquiry online and reserve the ATM transactions for cash withdrawal only.
You can also find more details on different options for account balance enquiry on SBI website